Terms of Use

Terms of Use   

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INTRODUCTION. Educational products were created by Law Office of Andy Chu (“Law Office”) so that you could learn about paid medical leave protections such as disability income and job protections. We have written this Terms of Use to outline the conditions under which these products, namely, Law Office’s websites, social media contents, and applications (collectively as “Products”) are being made available to you. Please read the Terms of Use carefully. By using Products, you will be deemed to have accepted them. If you do not accept the Terms of Use, do not use Products or any materials obtained from it. You agree to follow and be bound by the Terms of Use and agree to comply with all applicable laws and regulations, including United States export and re-export control laws and regulations. It is your responsibility to review these Terms of Use periodically. If at any time you find these Terms of Use unacceptable or if you do not agree to these Terms of Use, please do not use Products. We may revise these Terms of Use at any time without notice to you. If you have any questions about these Terms of Use, please contact us. The terms “we” “our” “us” refer to Law Office, and the terms “you” “yours” refer to the user of Law Office’s Products.

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NO LEGAL ADVICE. Information and output from Products are general in natural, do not apply specifically to facts of your case, and are not intended to provide or do they constitute legal advice from Law Office.

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NO GUARANTEE OF RESULTS. We do not guarantee that you will be granted paid medical leave, win your disability claims or any other claims, receive any benefits or protections simply by using our Products.

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NO PRESUMPTION OF CLIENT RELATIONSHIP. Using Products do not automatically create an client relationship between Law Office and users. A client relationship with us cannot be formed by merely using Products. The only way to become our client is through a mutual signed written agreement. You should not rely solely on any information and output of Products without seeking the advice of a professional. Neither the transmission nor receipt of information and output of Products will create a client relationship between you and Law Office. While we invite you to contact us and welcome your calls, letters and e-mail, contacting us does not automatically create a client relationship with Law Office. Please do not send any unsolicited confidential information to us.

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PRODUCTS PROVIDED “AS IS”; ASSUMPTION OF RISK. Products are provided "AS IS." We also disclaim any warranties of merchantability, fitness for a particular purpose, and non-infringement. Law Office disclaims all responsibility for any loss, injury, claim, liability, or damage of any kind resulting from, arising out of or any way related to (a) any errors in or omissions in Products, including but not limited to technical inaccuracies and typographical errors, (b) any third party websites or content therein directly or indirectly accessed through links in Products, including but not limited to any errors in or omissions therefrom, (c) the unavailability of Products or any portion thereof, (d) your use of Products, or (e) your use of any equipment or software in connection with Products. By using Products, you understand and agree you are solely at your own risk to the fullest extent permitted by law and you are solely responsible for the results obtained from the use of Products.

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LIMITATION OF LIABILITY.  You use the Products solely at your own risk. To the fullest extent permitted by law, Law Office disclaims all representations and warranties of any kind, whether express, implied or statutory, including, but not limited to, the implied warranties of title, quality, performance, merchantability, suitability, fitness for a particular purpose, accuracy and non-infringement related to or arising out of Products, any materials or content, or any products or services purchased or made available through Law Office, as well as warranties implied from any alleged course of dealing or course of performance. Law Office does not warrant that Products will provide continuous, prompt, secure, or error-free operation. Law Office assumes no liability for any errors or omissions, including the inaccuracy of content, or for any damages or losses that you or any third party may incur as a result of the unavailability of Products. Law Office assumes no responsibility, and shall not be liable for, any damages to, or viruses that may affect, your computer equipment or other property arising from your use of the Products.

FORCE MAJEURE. In the event Product is unable to perform because of acts of God, strikes, equipment or transmission failure or damage reasonably beyond its control, or other causes reasonably beyond its control, Law Office shall not be liable for damages to the other for any damages resulting from such failure to perform or otherwise from such causes.

INDEMNIFICATION AND HOLD HARMLESS. By using Products, you agree to indemnify and hold Law Office and its affiliates, its listees, and any officer, director, employee, subcontractor, agent, successor, or assign of Law Office, its affiliates, and its listees from any and all claims, actions, suits, procedures, costs, expenses, damages and liabilities, including attorney’s fees, arising out of the use of Products, and to reimburse Law Office for any such expenses incurred.

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ACCURACY OF INFORMATION AND OUTPUT FROM PRODUCTS. Our Products provide information on disability and paid medical leave benefits. The information is general in nature. Federal and state laws and statutes are constantly changing and the change may not be reflected in Products. Exceptions may apply to your specific situation. Products do not cover every possible benefit or protection applicable to your situation. You may have benefits or protections outside of the scope of our Products. You understand you should consult your attorney and insurance advisor for other possible rights and protections. Furthermore, Products algorithmically produce output based on your input. The output provided by Products (such as when a disability income benefit begins, how long it can last) are for education and illustration only, general in nature, and may not apply to particular factual or legal circumstances. There are many exceptions that may or may not apply to your individual situations. Individuals’ situations vary according to state and local county laws, specific employment history, medical history, and many other factors unique to each individual’s case. Output is not intended to address all of such variations, therefore, we do not guarantee that the output applies to your specific situation. Output is not guaranteed to be correct, complete, or current. We make no warranty, expressed or implied, about the accuracy or reliability of the information and output of Products. Law Office is not responsible for confirming coverage and benefit details with your employer, insurance providers, and/or government agencies. You acknowledge you should not assume you are or will be a recipient of any benefit until it is confirmed and should not act on the information and output of Products without seeking competent and professional counsel.

ACCURACY OF YOUR INPUT. Products may help you understand disability and paid medical leave benefits based upon information inputted by you. You are solely responsible for the accuracy of your input.

ENTIRE AGREEMENT; SEVERABILITY. These Terms of Use constitute the entire agreement with respect to your access to and use of Products. If any provision of Terms of Use is unlawful, void or unenforceable, then that provision shall be deemed severable from the remaining provisions and shall not affect their validity and enforceability.

THIRD PARTIES. We do not disclose your information to third parties unless you tell us to do so in writing. Third parties include your insurance companies, employer, or governments. However, if you ask us to refer you to someone (e.g. service providers), we have your permission to give them your name and contact info.

LINKS TO OTHER SITES. Links from Products to other sites are provided for the convenience of its users. Links do not constitute endorsements by us and may be followed solely at the risk of the user. Law Office shall not be liable for any damages caused by the use of third parties’ websites, services, and products.

TESTIMONIAL, ENDORSEMENT AND STORIES. Any testimonial or endorsement in Products does not constitute a guarantee, warranty, or prediction regarding the outcome of your paid medical leave benefits and protections. Prior results do not guarantee a similar outcome. Unless explicitly specified otherwise, stories in Products are fictional case studies and the characters represented are composites or wholly fictitious. Any images used are stock photographs or photos of models that are used with signed model releases.

TRADEMARK USE. Any trademark used in Products is solely for production identification and informational purposes. Nothing on Products has been authorized or approved by any of the trademark owners, except those belonging to Law Office.

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PRIVACY. Law Office takes all reasonable and necessary precautions to protect personal information submitted by users, including through the use of firewalls and other security measures on our servers. However, no server is 100 percent secure, and you should take this into account when submitting personal or confidential data about yourself while using Products. Any information that you send us might not be confidential or privileged. Additionally, while Products do not gather your name, email address or similar information about you without your knowledge or consent, Products do permit you to voluntarily submit data about yourself so that we can provide you with requested services. The information gathered will be incorporated into our mailing database and will not be sold to third parties for marketing purposes. At your request, we will remove your personal information from our files.

PUBLIC COMMENTS. Products may allow visitors to provide public comments or feedback about a particular insurance company, legal case, or blog entry. The views and public comments are not endorsed by us and we cannot verify the accuracy of these comments. Any information posted as a public comment on this site is not confidential or protected information.

OWNERSHIP, LICENSE AND RESTRICTIONS ON USE. As between Law Office and you, all right, title and interest (including all copyrights, trademarks and other intellectual property rights) in Products belongs to Law Office, its licensors, or listees. In addition, the names, images, pictures, logos and icons identifying Law Office’s products and services are proprietary marks of Law Office and/or its subsidiaries or affiliates. Except as expressly provided below, nothing contained herein shall be construed as conferring any license or right, by implication, estoppel or otherwise, under copyright or other intellectual property rights. Law Office is not affiliated and does not represent any other third parties discussed or mentioned in Products. Unless otherwise agreed in writing by you and Law Office, you agree you use Products solely for your personal, informational, non-commercial purposes, and provided you do not remove or obscure the copyright notice or other notices. Except as expressly provided above, no part of Products, including but not limited to materials retrieved there from and the underlying code, may be reproduced, republished, copied, transmitted, or distributed in any form or by any means for commercial purposes. In no event shall materials from Products be stored in any information storage and retrieval system for commercial purposes without prior written permission from Law Office. Use, duplication, or disclosure by or for the United States Government is subject to the restrictions set forth in DFARS 252.227-7013 (c)1)(ii) and FAR 52.227-19.

VENUE AND GOVERNING LAW. The Terms of Use shall be governed by and construed in accordance with the laws of California, without regard to the conflicts of laws principles thereof. To the extent of any disagreement or matter relating the Terms of Use, the enforceability of the arbitration provisions of herein or the enforcement of any arbitration award, such disagreement or matter shall be exclusively submitted to the federal or state courts located in San Francisco, California.